Loanvista
Secured Lending Infrastructure

Industry-leading
tech platform for LAS.

Originate, service, and monitor loan against securities through Loanvista.

Powering one of India's largest NBFCs

Shriram Credit
LoanVista Dashboard
The Opportunity

India's secured lending
market is at an inflection point.

₹85 lakh cr+

Mutual fund AUM

A growing pool of pledgeable assets

₹53 lakh cr+

Household equity wealth

Direct equity investments; beyond mutual funds

Up to 75%

LTV on equity MF/ETFs

Significant credit limit against financial securities

The Problem

Secured lending runs on broken, fragmented systems.

1

Compliance gaps

Clear audit trails missing. Maker-checker controls built ad-hoc. RBI digital lending requirements unmet.

2

Broken origination-to-servicing handoff

Data re-entered between systems. Reconciliation errors. No single source of truth across the loan lifecycle.

3

Manual pledge verification

LTV calculations run manually in excel sheets. No real-time collateral valuation or auto margin-call triggers.

4

Poor scope for customization

Lending infra, primarily built for unsecured loans, lack necessary functionalities and configurations for secured credit products.

Solution

One unified platform from origination to disbursal.

Loan origination, lead management and collateral monitoring for LAS.

Loan Origination System

Seamlessly originate and disburse LAS.

End-to-end digital origination for LAMF & LAS. From application to disbursement, all in one flow.

Digital onboarding & eKYC
Credit assessment & underwriting
Pledge verification
eSign & documentation
Loan Origination System
Loan Management System
Risk and Collateral Monitoring

Monitor and mitigate your exposure, proactively.

Transparent collateral evaluation, automated margin call triggers and a complete audit trail. Everything your operations team needs in a single tool; no context-switching.

Real-time, mark-to-market updates for pledged securities
Custom rules engine to flag margin calls, defaults & liquidations
Pricing data you can trust, straight from market
Automate critical reminders to customers within the tool
Loan Management System

Create and manage credit products, with ease.

Create, distribute and manage different products and securities, within the same software. Entire organization operates using a single tool with no import-export hassle.

Customize products as per different ROIs and collateral types
Curated dashboard views: collaterals, borrower, loans, products
Org-specific rules engine and access controls (RBAC)
Comprehensive approvals engine via maker-checker
Loan Management System
Why Choose Loanvista

Pre-built for compliance. Purpose-built for secured credit.

API-Driven Customization

Plug into existing systems or tailor touch-points with flexible APIs that fit YOUR stack, without re-platforming.

Operational Flexibility

Run fully digital, semi-digital, or assisted workflows; you use the LMS as per how your business runs at scale.

100% RBI-Compliant

Separate, customizable modules for maker-checker, audit trails, along with ISO-grade security built in the product.

Single Source of Truth

A singular & granular data model across origination, collateral, servicing, and reporting. One tool and only one truth.

Get Loanvista

Go live with your LAS business in just 2 weeks.